3539 Bay Drive • Baltimore, MD 21220

$1,575,000 Beds: 7 • Baths: 5 full 1 partial • Sq. Feet: 3731 • MLS ID: MDBC2157174 • Subdivision: BOWLEYS QUARTERS • School Dist: BALTIMORE COUNTY PUBLIC SCHOOLS
Set along the coveted Bowley's Quarters waterfront, this exceptional custom-built residence commands a premier position on the Chesapeake Bay at the mouth of the Middle River—offering sweeping, year-round water views and an unparalleled setting for both grand entertaining and everyday living. The main level is defined by rich hardwood flooring and expansive windows that flood the home with natural light while framing panoramic bay vistas from the living room, dining room, and kitchen. The kitchen has been thoughtfully reimagined with new countertops, freshly painted cabinetry, and updated appliances, blending modern functionality with timeless appeal. The spacious primary suite serves as a private retreat, complete with direct access to the deck and breathtaking water views, a generous walk-in closet, and an expansive en-suite bath. Throughout the home, five well-proportioned bedrooms—each accommodating king-size furnishings—offer comfort and flexibility, complemented by custom closet systems that provide exceptional storage. Outdoor living is equally impressive, with premium Ipe wood decking extending across the main level and wrapping around the porch and deck areas, creating a seamless connection to the surrounding landscape. Durable James Hardie Plank siding enhances both aesthetics and longevity, while recent updates—including a new deck awning and stamped concrete walkways. The fully fenced rear yard offers privacy and security, while the 100-foot waterfront is a true boater’s haven, featuring an 8,500 lb boat lift, two jet ski lifts, and a mooring pole—providing effortless access to the bay. Ample parking is accommodated by a spacious concrete driveway for approximately nine vehicles, an attached two-car garage, and a detached two-car garage with loft space, currently configured as a workshop with potential for further customization. The lower level offers exceptional versatility, featuring a fully finished basement with a full bar, expansive recreation space, a full bath, and an additional bedroom with tranquil water views—ideal for guests or extended living. A rare offering, this waterfront estate seamlessly blends custom craftsmanship, meaningful updates, and direct Chesapeake Bay access—delivering a truly turnkey lifestyle defined by comfort, elegance, and unforgettable views. View this listing at: http://hankinshomes.com/mls=MDBC2157174

Property Features

  • Garage: 3
  • Taxes: $14,344
  • Basement: Yes
  • Exterior: HardiPlank Type
  • Parking Notes: 12 Total Parking Spaces
  • Lot Size: 0.61 Acres
  • Lot Dimensions: 0.61 Acre(S)
  • Heating: Forced Air,Zoned
  • Fuel Type: Propane - Owned
  • Cooling: Central A/C
  • Year Built: 2005
  • Fireplaces: 1
  • Water: Public
  • Sewer: Grinder Pump,Public Septic
  • Stories: 3.0
  • Additional Structures: Above Grade
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 12
  • Appliances: Built-In Microwave,Dishwasher,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Oven - Double,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Stainless Steel Appliances,Washer,Water Heater
  • Rooms: Dining Room,Primary Bedroom,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Great Room,In-Law/auPair/Suite,Laundry,Office,Recreation Room,Storage Room,Bedroom 6,Bathroom 3,Bonus Room,Primary Bathroom
  • Lake Name: Chesapeake Bay
  • SQFT Total Finished: 3731
  • SQFT Above Finished: 3731
  • Exterior: Awning(s),Extensive Hardscape
  • Interior: Bar,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Carpet,Ceiling Fan(s),Combination Kitchen/Living,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Kitchen - Eat-In,Kitchen - Island,Kitchen - Table Space,Primary Bath(s),Primary Bedroom - Bay Front,Recessed Lighting,Sauna,Upgraded Countertops,Walk-in Closet(s),Wood Floors
  • Fireplace: Gas/Propane
  • Waterfront: Private Dock Site,Rip-Rap
  • Water Access: Fishing Allowed,Private Access,Swimming Allowed

School Information

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
Printed April 01, 2026


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Agent License Information: 
Licensed in Pennsylvania
Corinne Hankins 

2660 Gravel Road, Harrisburg, PA 17110
717-657-8700